How do you budget for home loans? A lot of this work will be done for you by the lender because they will do something called an income to debt ratio. What the lender is doing when they do this is determining how much money you make, how much debt you already have, and the remaining amount is how much you can reasonably afford to pay each month for your home. If you can only afford $400 per month chances are that you will hav Contunue Reading