Also, all things for human consumption are regulated by the FDA.

I think you have a gracious and unselfish idea. But,- I think you would be setting yourself up for a lot of grief. If something happens to somebody's baby, they are going to blame you. Even cow's milk is pasteurised and homogenised for safety purposes. Even if the people who buy it, let it set out and bacteria grow in it, you can be in big trouble.

Please don't do it. I think you could get into a lot of trouble, especially for reasons that I mentioned before.

Another loophole is shipping. Think about the dangers of letting someone else handle it. Few shippers accept bodily fluids. Also, how are you going to assure that it will arrive safe (at the correct Temperature?)

In terms of reliability and repair costs:
Scion, Infinity, Mitsubishi, Mercedes, Land Rover

Land Rovers and Mercedes are notorious for being unreliable as well as being much more costly to repair (German and British companies).

In terms of safety I would say the Land Rover is up there because there's a lot more metal between you and anything that you hit or that hits you (for the most part). None of those companies are particularly well known for being safe. The Land Rover would also be good for carrying things in as well as more comfortable for other people.

I would say get the Land Rover if you plan on driving off paved roads or carrying a lot of stuff frequently (trips to go skiing or something).

I would say your overall best bet is the Scion. Scions are made by Toyota so they are very reliable when taken care of. The Tc gets great gas mileage and is fairly cheap to repair as well. It's also got enough room for friends and is relatively safe. If you end up getting in an accident, the Scion is the cheapest on that list by far and would be less money out of your family's pocket if/when you do end up getting in an accident.

I bought my house during this big buying craze, and I bought within my means, so why am I having to pay for someone who didn't???

Also, what about all those who have already had their house foreclosed on, how is that fair to those people, or their banks who didn't have this chance?

Why do people constantly look for handouts? The founding fathers of this country (and the pioneers) pull themselves up by their bootstraps, and created things when the odds were against them, why are we not able to this this anymore???

By the way, nice letter, but I think in your third paragraph you need the change the word "lie" to"like" before sending it.

Place the offer in time and see what happens. Lose the contingencies if you can, your offer is already really weak because you are not placing a down payment, the other bidder may get the house for less money then your bid because of it.

There were a few car accidents that Allstate took care of right away.

Also, there was a situation where my condo was leaking water into the condo below. Again, Allstate took care of it right away.

I use Geico now and haven't had a claim with them.

I think that all the major companies will respond properly. All I can say is to really document things well. Pictures, police reports, anything you can.

Insurance companies may or may not send out an adjuster. If they don't, you just need really good paperwork to satisfy them.

xxR